Stripe available now · Checkout.com coming soon

Add AI Dunning to Checkout.com

Checkout.com's modern payments API processes transactions flawlessly, but offers no built-in dunning. Rezoki adds the intelligent recovery layer your subscriptions need.

65%Recovery rate from zero dunning baseline
< 10 minSetup time from no dunning to full recovery
+29%Decline-code-optimized recovery
$18,600Average recovered recurring revenue/month

About Checkout.com

Checkout.com is a cloud-native payments platform processing for high-growth companies like Grab, Sony, and Klarna. Known for its modern API, granular data, and high authorization rates, Checkout.com focuses on payment processing excellence. Dunning and subscription recovery are left to merchants to implement.

Built-in dunning: Checkout.com provides payment retry capabilities through its Recurring Payments product and card-on-file tokenization. However, like Adyen, it offers no built-in customer communication for failed payments — no dunning emails, no recovery sequences, no customer outreach tools.

Why Checkout.com's Native Dunning Falls Short

Zero dunning communication tools

Checkout.com processes payments but provides absolutely no customer-facing dunning tools. Failed payment? Your customer is never notified unless you build it yourself.

Retry without outreach

Automatic retries catch transient failures, but when a customer needs to update their card or resolve a bank issue, Checkout.com has no way to tell them.

Modern API, legacy dunning gap

Despite having a best-in-class payments API, the lack of built-in recovery tools creates a significant gap for subscription businesses using Checkout.com.

High authorization rates don't prevent all failures

Checkout.com boasts high auth rates, but 2-5% of recurring payments still fail. Without dunning, those failed payments turn directly into churn.

How Rezoki Supercharges Checkout.com

Complete dunning stack — instantly

Go from zero dunning to AI-powered multi-channel recovery in minutes. Rezoki provides what Checkout.com doesn't: emails, voice calls, and intelligent sequencing.

Leverage Checkout.com's data

Rezoki uses Checkout.com's rich payment response data (decline codes, risk scores, processing details) to inform recovery strategy for each customer.

High-growth company optimization

Checkout.com customers tend to be high-growth. Rezoki scales recovery automatically as transaction volume increases — no manual adjustment needed.

API-first recovery

Built for Checkout.com's API-first philosophy. Clean integration, programmatic configuration, and full API access to recovery data and actions.

Setup in Minutes

1

Add Checkout.com API keys

Connect your Checkout.com secret key for read access to payments, customers, and instruments.

2

Enable webhook events

Configure Checkout.com webhooks for payment_declined, payment_expired, and payment_capture_declined events.

3

Launch recovery sequences

Activate AI-powered email and voice recovery. Rezoki starts recovering failed payments immediately.

Checkout.com Recovery at a Glance

65%

Recovery rate from zero dunning baseline

< 10 min

Setup time from no dunning to full recovery

+29%

Decline-code-optimized recovery

$18,600

Average recovered recurring revenue/month

Key Features for Checkout.com

Checkout.com API and webhook integration
Decline code-specific recovery strategies
AI email sequences and voice call escalation
Auto-scaling recovery for high-growth volume
Risk score-aware recovery prioritization
API-first recovery configuration

Frequently Asked Questions

Why doesn't Checkout.com have dunning?+
Checkout.com specializes in payment processing, not subscription lifecycle management. They excel at authorization rates and payment data, but dunning communication is outside their scope. Rezoki fills this gap.
How quickly can I go from no dunning to full recovery?+
Under 10 minutes. Connect your Checkout.com API key, enable webhooks, and activate a recovery sequence. Rezoki starts working immediately on any new payment failures.
Is the Checkout.com integration available now?+
Stripe integration is available now. Checkout.com integration is coming soon — join the waitlist to be notified when it launches and get early access.
Does Rezoki use Checkout.com's decline codes?+
Yes. Rezoki maps Checkout.com's detailed decline response codes to specific recovery strategies. A "do_not_honor" gets different treatment than "insufficient_funds" or "expired_card."
Can Rezoki handle Checkout.com's payment links for recovery?+
Yes. Rezoki can generate and include Checkout.com payment links in recovery emails, giving customers a one-click way to resolve their failed payment.

Start Recovering Checkout.com Revenue

Stripe integration is available now. Join the waitlist for Checkout.com integration and get early access.

Stop Losing Revenue to Failed Payments

Rezoki recovers failed payments automatically with AI-powered emails and voice calls. Set up in 5 minutes.