Stripe available now · Authorize.net coming soon

Recover Failed Authorize.net Payments with AI

Authorize.net's Automated Recurring Billing retries payments but can't recover customers. Rezoki adds AI-powered outreach that actually resolves failed payments.

58%Recovery rate (from zero customer communication)
From 0% to 100%Customer notification improvement
$189Average SMB subscription recovered
34%Payment update link conversion rate

About Authorize.net

Authorize.net is one of the oldest and most established payment gateways, trusted by over 440,000 merchants. Its Automated Recurring Billing (ARB) feature handles subscription payments with basic retry logic. While reliable for payment processing, Authorize.net's dunning capabilities haven't evolved with modern subscription needs.

Built-in dunning: Authorize.net's ARB retries failed payments automatically and sends basic email notifications to merchants (not customers) when payments fail. The Account Updater service refreshes expired cards. Customer-facing dunning communication is not part of the platform.

Why Authorize.net's Native Dunning Falls Short

Merchant-only notifications

ARB failure notifications go to the merchant, not the customer. Unless you build your own email system, your customers never know their payment failed.

Outdated technology

Authorize.net's recurring billing was designed in a pre-SaaS era. It lacks the webhook infrastructure, real-time events, and API flexibility modern dunning requires.

No customer-facing tools

There's no self-service payment update portal, no hosted payment page for recovery, and no customer communication system built into Authorize.net.

Basic retry-only approach

ARB retries on a simple schedule. There's no intelligence around optimal retry timing, no analysis of failure codes, and no customer behavior consideration.

How Rezoki Supercharges Authorize.net

Customer-facing recovery at last

Rezoki gives Authorize.net merchants what's been missing: direct, AI-powered customer communication for failed payments. Emails and voice calls that get results.

Modern dunning for classic gateways

Don't migrate your payment gateway to get modern dunning. Rezoki brings 2026-grade AI recovery to Authorize.net's reliable payment processing.

Self-service payment update

Recovery emails include secure links for customers to update their payment method, providing the self-service experience Authorize.net doesn't offer natively.

ARB failure code optimization

Rezoki maps Authorize.net response codes to specific recovery strategies. Error code 2 (declined) gets different treatment than error code 3 (expired card).

Setup in Minutes

1

Add Authorize.net API credentials

Enter your API Login ID and Transaction Key from your Authorize.net merchant account.

2

Configure silent post or webhooks

Set up Authorize.net's Silent Post URL or webhooks to notify Rezoki of ARB transaction failures.

3

Activate recovery sequences

Turn on AI-powered email and voice recovery. Rezoki handles customer communication that Authorize.net can't.

Authorize.net Recovery at a Glance

58%

Recovery rate (from zero customer communication)

From 0% to 100%

Customer notification improvement

$189

Average SMB subscription recovered

34%

Payment update link conversion rate

Key Features for Authorize.net

Authorize.net AIM/ARB API integration
Customer-facing recovery communication (email + voice)
Response code-specific recovery strategies
Secure payment update links in recovery emails
Silent Post and webhook support
Legacy gateway-compatible modern dunning

Frequently Asked Questions

Does Authorize.net notify customers when payments fail?+
No. Authorize.net only notifies the merchant. Without Rezoki, your customers may never know their payment failed until their subscription is cancelled. Rezoki closes this communication gap.
Can I keep using Authorize.net's ARB with Rezoki?+
Absolutely. Rezoki works alongside ARB. Authorize.net handles payment processing and retries while Rezoki handles all customer communication and recovery outreach.
Is the Authorize.net integration available now?+
Stripe integration is available now. Authorize.net integration is coming soon — join the waitlist to be notified when it launches and get early access.
Does Rezoki work with Authorize.net's CIM (Customer Information Manager)?+
Yes. Rezoki can read customer payment profiles from CIM to understand the customer's payment history and tailor recovery messaging accordingly.
Is Authorize.net too old for modern dunning?+
Not at all. Authorize.net is a reliable payment processor — it just lacks modern dunning tools. Rezoki adds the AI recovery layer without requiring you to change gateways.

Start Recovering Authorize.net Revenue

Stripe integration is available now. Join the waitlist for Authorize.net integration and get early access.

Stop Losing Revenue to Failed Payments

Rezoki recovers failed payments automatically with AI-powered emails and voice calls. Set up in 5 minutes.